Finance
Digital Wallet: How to Pay with Your Smartphone

Digital wallets, also known as mobile wallets, have been around for quite some time. These wallets aren’t always easy to understand for most people, but they are easy to use.
When using a credit or debit card, you insert, swipe or tap the card into a terminal. The terminal decrypts the information stored on the card and uses it to complete the transaction.
Using a digital wallet on your phone works the same way. However, in this case, the information is stored on your smartphone as opposed to a credit or debit card.
Are Digital Wallets Safe?
Yes, digital wallets are secure. In fact, they are one of the most secure payment solutions. Digital wallets have pre-set safety features to stop anyone from accessing your account.
Digital wallets also offer additional safety measures to deter criminals from accessing your wallet. Some of these safety features include face or fingerprint scans and passwords. Some are wondering “does vpn change ip?”. It does, that is why most people opt to pay using a VPN.
Still, there has been a lot of concern regarding the security of mobile payments. So if you’re concerned about safety, you can deploy extra security measures. Perhaps the most reliable way is to hide your IP using a VPN Chrome extension. Reputable VPN services are available on phones in the form of apps. You can use VPN apps to boost the overall security of your digital wallet.
One benefit of digital wallets is that you don’t have to worry about leaving a credit or debit card on the counter. That said, let’s look at how to pay with your smartphone. We’ll do this by looking at the three main digital wallets available; Apple Pay, Google Pay, and Samsung Pay.
Apple Pay
If you have an iPhone, here is how to use Apple Pay, Apple’s very own digital wallet.
- Add your credit or debit card to Apple Pay. To do this, open the Apple Pay application on your iPhone and click on the plus (+) sign at the top and follow the prompts on your screen to add a new card to the service.
- Once you’ve added the card to Apple Pay, your bank will authenticate the card. From here, you can start using your verified card on Apple Pay.
- Now you need to verify you’re the one making the purchase. On iPhone X and higher double click the power button; and use Face ID or a password. If you have an iPhone 8 or lower, verification will be done via Touch ID, so rest your finger on the home button.
- Next, pick the card you want to use; you can also pick a default card during setup.
- Then hold your unlocked iPhone over the contactless card reader. If the payment is successful, an icon labeled ‘Done’ will appear on your screen.
Google Pay
If you have an Android smartphone, you can use Google Pay.
- So start by adding at least one card to the Google Pay application. To do this, take a photo of your card on the app or enter the details manually.
- Once you’ve added the card to Google Pay, your bank will verify the card, and you can start making payments with the service.
- Unlock your smartphone and hold it over the contactless card reader to make payments. A blue checkmark will appear on your screen if the payment is successful.
Google allows you to set up a default card to use when paying. If you’d like to use a different card, launch the Google Pay application and scroll through the cards you’ve set up until you come across the card you want to use.
Samsung Pay
If you own a Samsung smartphone, you can use Google Pay or Samsung Pay. But Samsung Pay is the best option for Samsung phones, and it comes pre-installed on most devices.
- So start by launching the app, click on ‘Get Started,’ and set up a unique PIN.
- Next, follow the prompts to add cards to the service. Once you’re done adding the cards, you can use Samsung Pay to make payments.
- To make payments, unlock your Samsung smartphone and launch the app.
- Next, verify your identity by entering the PIN you created or allowing your phone to scan your iris or fingerprint when you place your finger on the fingerprint reader.
- Now you can hold your phone over the card reader, and payment will be done automatically. If payment is successful, you’ll see a checkmark sign on your screen.
Samsung has embedded a Favorite Cards feature inside the app, allowing you to switch between cards prior to making a payment. To use this feature, swipe up from the bottom of your phone’s screen and pick the card you’d like to use for your next payment.
Final Thought
Understanding how to set up a card on your smartphone and use it as a digital wallet can make shopping convenient because you don’t have to touch the card reader. Simply look for your digital wallet’s logo on card readers and proceed to make payment.
Finance
The Role of Edubirdie in Fostering Academic Growth: A Comprehensive Review

Most college students usually have a hard time studying for hours, submitting their assignments on time, preparing for upcoming exams, and finding time for their hobbies. Life becomes tougher when you have a part-time job and a family to take care of. While college life can be stressful, it doesn’t have to be. You can save a lot of time and get the results that you want by getting help from your colleagues, tutors, and online experts. When it comes to online experts, there are a lot of platforms that will help you submit your assignments on time. However, you should always use reputable ones to avoid getting scammed. Among them is Edubirdie. By googling this platform, you’ll find a lot of Edubirdie reviews on various platforms such as Reddit and numerous sites. In this post, we are going to answer the question – Is Edubirdie legit?
Why you need an Edubirdie essay
The rise of technology has led to the creation of numerous academic writing platforms in the digital space. These platforms exist to help learners submit high-quality papers on time and get good grades. Since there are a lot of essay writing platforms on the web, it’s not easy to find one that is ideal for you. It is crucial to invest time in researching and reading comprehensive reviews, for example, edubirdie.com review, and familiarizing yourself with the platform’s terms and conditions to avoid any potential pitfalls. I am pleased to report that Edubirdie ratings are quite high in the USA and other nations across the globe. The developers created a website that is not only easy to access but also navigate.
Every writer that you’ll interact with here has been screened thoroughly to ensure that you always get value for your money. If you are worried about paying huge amounts of money to the site, don’t fret. Their prices are pocket-friendly. Plus, the more you use their services, the easier it will be to get an Edubirdie discount code.

Brief Summary
Official site | edubirdie.com |
Price range | Starts from $13.99 |
Payment options | Visa, MasterCard, PayPal |
Refund policy | YES |
Discount | YES |
contact number | +1 888 337 5415 |
Pricing
Most websites that deal with academic writing usually display the services that they provide together with a price list. After reading a comprehensive Edubirdie review and testing the platform, I discovered that there is no fixed price on the homepage. However, you can easily figure out how much you’ll pay for a particular service by visiting the website, heading to my account, and inputting login information. Next, place your order and choose a writer. The platform will calculate the amount that you’ll pay based on a wide range of factors. They include the experience of the writer and the complexity and urgency of your paper assignment. Several reviews on Edubirdie at Yelp have shown that the average price of an academic paper starts from $13.99 per page. Compared to other reputable platforms in 2023, you’ll realize that Edubirdie legit is 100 percent true.

Quality of academic paper
Navigating the site is one of the easiest things that you’ll do in the essay-writing process. Once you put in the details of your assignment, you’ll be provided with a list of reputable writers who can work on your assignment. You’ll get to choose based on their qualifications and experience. And this will improve the quality of your paper. Choosing the ideal writer will ensure that your definition essay is error-free and original. You won’t have to use a dictionary to know the meaning of particular words while reading your essay.

Customer service review
A common trait of unreliable essay writing platforms is poor customer service. They may start ignoring you, especially after sending them money. This doesn’t happen at Edubirdie. I initiated contact numerous times with Edubirdie customer agents via different channels. And they responded accurately and on time. They were there to help me throughout the process. You can converse with them via social media platforms, contact number, live chat, or email. You can ask them about coupon codes, promo codes, or any other questions that you may have in mind.

Pros and cons
There is nothing perfect in this world. And this applies to Edubirdie. Here are its pros and cons:
Pros
- Responsive customer service department
- Unique and error-free essay papers
- Easy access to screened writers
Cons
- Numerous factors determine the amount that you’ll pay
- Most reviewers publish inaccurate information about the site
- Fake bio photos of a few writers
FAQ
1. What is Edubirdie legit?
It is one of the leading essay writing platforms in the digital space. According to Ressellerratings, it has assisted thousands of students in different countries to achieve their biggest goals in life.
2. Will I spend a fortune?
No. Edubirdie offers pocket-friendly services to its clients. While many factors determine how much you’ll pay, the starting price of a college paper is $13.99 per page. No to mention the discounts and promo codes that you’ll get in the process.
3. Will my work be 100 percent original?
Yes. Edubirdie does not tolerate any form of plagiarism. In case a writer submits duplicate content, you can always report it and have them rewrite the paper. If they fail to correct issues, they won’t be paid.
Conclusion
If you’ve been struggling with your assignments, you should consider getting help from the experts. One of the popular platforms for essay help on the web today is Edubirdie. It’s perfect for students who want nothing but the best at an affordable price. The more you use the site, the easier it will be to get discount codes. Don’t hesitate to get help from the agents via live chat, email, or phone. They will be glad to assist you achieve your long-term goals.
Finance
ETH Price Predictions and Upgrades for Ethereum in the Future

Excerpt: If one assumes a steep, monotonic increase in price for Ethereum, along with a natural expansion of the network across several other countries, the price of Ethereum will likely touch $16,024.42 by the end of 2030.
Ethereum, which is the second-largest cryptocurrency by market cap, has become a vital part of the decentralized finance (DeFi) and Non-Fungible Tokens (NFT) environments. Ethereum, with its indigenous currency Ether (ETH), has suffered massive instability and growth over the years.
DeFi and NFTs have earned significant traction and have massively contributed to Ethereum’s valuation. DeFi proposes several financial services while NFT is a class of digital collectibles that represent exclusive ownership of assets. Both DeFi and NFT significantly depend on Ethereum’s smart contract feature, making Ethereum a vital component of the digital markets.
Several factors can change the price of Ethereum. For example, factors such as market demand, regulatory developments, technological advancements, and macroeconomic trends. Below are some of the price predictions for the upcoming years.
Ethereum (ETH) Price Prediction from 2023 -2030
The entire of 2023 will be spent recovering from the crypto winter. Ethereum is estimated to touch $3,277.72, and the minimum price can be predicted at $2,185.15. The average price for the years should hover around $2,731.44. Ethereum is predicted to achieve newer heights in 2024 and present an average price of $4,552.39. In 2025, Ethereum is expected to increase to an average of $6,373.35.
If one assumes a steep, monotonic increase in price for Ethereum, along with a natural expansion of the network across several other countries, the price of Ethereum will likely touch $16,024.42 by the end of 2030. Moreover, the average price of the token will steady itself at $15,478.14. The major bull run over the past five-six years is likely to uphold the market sentiment and hence, the price of Ethereum will rise accordingly.
Several other price predictions for Ethereum in the future are provided below.
Ethereum prediction by Raoul Pal
The Chief Executive Officer of Real Vision Group, Raoul Pal says all things positive about Ethereum. In a recent interview, he estimated that Ethereum would reach $20,000 by the end of 2023, and would be a significant hike from its present price.
Ethereum Prediction by Michael Van de Poppe
According to crypto analyst and trader Michael Van De Poppe, Ethereum could achieve a price between $2700 and $3000 in the next couple of months. His estimates are based on the increasing adoption of DeFi and NFTs along with Ethereum’s incoming upgrades.
Ethereum’s Upgrade and its Impact
Etereum 2.0 is a network upgrade that is focused on enhancing the platform’s scalability, privacy, and energy efficiency. This upgrade is highly anticipated by the blockchain community and hence, can have a massive impact on Ethereum’s price.
Ethereum 2.0 is a series of upgrades curated to make Ethereum more scalable and secure. Essentially, the Ethereum network’s upgrade revolves around transitioning from the current Proof of Work (PoW) consensus mechanism to the Proof of Stake (PoS) model. PoS, which is a way to validate transactions on the blockchain, makes the network more energy-efficient and environment-friendly than the PoW model. This transition has gained traction from several investors and crypto enthusiasts who are environment-conscious and want to use a network that is easy on the planet.
Since the most recent Ethereum upgrade uses lesser gas fees, it shall be assumed as the next blockchain of choice. Moreover, the network upgrades enhance the network’s scalability via the application of sharding and several other optimizations. This will enable more transactions per second while lessening the congestion.
In the future, the price predictions are estimated to be bullish, however, the crypto market has shown its instability over the past few years and nothing can be estimated with utmost guarantee.
Finance
Bloomberg: Germany, Europe’s economic engine, is breaking down

Germany has been Europe’s economic engine for decades, pulling the region through one crisis after another. But that resilience is breaking down, and it spells danger for the whole continent, writes Bloomberg.
Decades of flawed energy policy, the demise of combustion-engine cars and a sluggish transition to new technologies are converging to pose the most fundamental threat to the nation’s prosperity since reunification. But unlike in 1990, the political class lacks the leadership to tackle structural issues gnawing at the heart of the country’s competitiveness.
“We’ve been naïve as a society because everything seems fine,” BASF SE Chief Executive Officer Martin Brudermüller told Bloomberg. “These problems we have in Germany are accumulating. We have a period of change ahead of us; I don’t know if everyone realizes this.”
While Berlin has shown a knack for overcoming crises in the past, the question now is whether it can pursue a sustained strategy. The prospect looks remote. Chancellor Olaf Scholz’s make-shift coalition has reverted to petty infighting over everything from debt and spending to heat pumps and speed limits as soon as the risks of energy shortfalls eased.
But the warning signals are getting hard to ignore. Despite Scholz telling Bloomberg in January that Germany would ride out Russia’s energy squeeze without a recession this year, data published Thursday show that the economy has in fact been contracting since October and has only expanded twice in the past five quarters.
Economists see German growth lagging behind the rest of the region for years to come, and the International Monetary Fund estimates Germany will be the worst-performing G-7 economy this year.
Germany finds itself ill-suited to sustainably serve the energy needs of its industrial base; overly dependent on old-school engineering; and lacking the political and commercial agility to pivot to faster-growing sectors. The array of structural challenges points to a cold awakening for the center of European power, which has become accustomed to uninterrupted affluence.
To its credit, industrial behemoths like Volkswagen AG, Siemens AG and Bayer AG are flanked by thousands of smaller Mittelstand companies, and the country’s conservative spending habits put it on a stronger fiscal footing than its peers to support the transformation ahead. But it has little time to waste.
The most pressing issue for Germany is getting its energy transition on track. Affordable power is a key precondition for industrial competitiveness, and even before the end of Russian gas supplies, Germany had some of the highest electricity costs in Europe. Failure to stabilize the situation could transform a trickle of manufacturers heading elsewhere into a stampede.
Berlin is responding to concerns by seeking a cap on power prices for some energy-intensive industries like chemicals through 2030 — a plan that could cost taxpayers as much as €30 billion ($32 billion). But that would be a temporary patch, and shows Germany’s desperate situation in terms of supply.
Scholz’s administration aims to hook up roughly 625 million solar panels and 19,000 wind turbines by 2030, but promises to accelerate the rollout to months from years have yet to bear fruit. Meanwhile, demand is expected to soar due to the electrification of everything from heating and transportation to steelmaking and heavy industry.
The bitter reality is that resources for generating that much clean power are limited in Germany by its relatively small coastline and lack of sun. In response, the country is looking to build a vast infrastructure to import hydrogen from the likes of Australia, Canada and Saudi Arabia — banking on technology that hasn’t been tested at this scale.
Much of Germany’s wealth and social order rest on a vibrant manufacturing sector that provides well-paid blue-collar jobs. But that strength has led to dangerous dependencies on overseas markets for orders and raw materials — above all China.
Germany needs to address its issues with a long-term program, but that looks questionable. Scholz won the chancellery with the lowest level of support in the postwar era as voters ditched the tradition of handing a clear mandate to either the Social Democrats or the Christian Democrat-led conservative bloc.
With Scholz’s messy three-way coalition racked with bickering, Germany is poised for instability, and the far-right Alternative for Germany has seized on the political vacuum, vying for second in some polls.
In a recent report, the OECD put the scale of the challenges in stark terms: “No major industrialized economy has ever had the very basis of its competitiveness and resilience so systematically challenged by changing social, environmental and regulatory pressures.”
That in turn will ripple across the entire continent, according to Dana Allin, a professor at SAIS Europe. “The health of the German economy is crucial for the broader European economy, and the bloc’s harmony and solidarity,” he said.
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