Creating a nice and effective resume can be time-consuming and pretty exhausting, I can speak from personal experience. There are different things that we have to know when making one, such as types of structuring, proper wording, and so on. Just merely researching all these things can take a while. All those little details seem to matter so much for recruiters who are dealing with hundreds of these documents every day.
That is where resume builders come into play. I just love the Internet and how it provides us with various online tools for our convenience. Resume builders are online tools that help us out in crafting a properly-looking and effective resume but in a few minutes rather than days! That is why I decided to provide you with a tutorial on how to build a resume in five easy steps!
Step one – visit a review website
This step is quite easy. You see, there are lots of such services on the Internet. However, I advise you to visit a review website and read about different resume builders. For example, Resume.io review is answering all the possible questions regarding the service. Review websites are also awesome because they highlight both advantages and disadvantages of each service. So, this step is quite easy and basically a no-brainer. You want great service – you find customer reviews and ratings.
Step two – pick your builder according to occupation and customization
Now, this is where it gets interesting. You should look for several things when deciding on a service to pick. First of all, a builder should allow customization according to your desired occupation. For example, a hospitality resume has its stylistic and other specifics. Finance analyst resume, on the other side, is unique in its own way.
Remember that a resume builder should be highly customizable. So, look through all the features it offers, such as whether it offers categories specialized knowledge. For example, there are specific rules for featuring your resume language skills. You should be able to include all the information regarding your professional background, skills, and other related stuff in the resume builder. If it misses some sort of category, look for another one!
Step three – choose a template
This step is actually crucial. You see, I have an important tip for you – recruiters value clear and formal resumes while avoiding overly bright and way too creative ones. That is why the choice of templates is so important. Builders are created with this in mind, so you will be provided with a choice of different visual templates for your resume that differ in style, fonts, and other visual details. Choose the one you think suits you best. Some websites even offer their tips about what templates fit different occupations more.
Step four – enter your information
Now, you should be very careful during this step. Although resume builders create a resume for you, you should be very attentive when entering your information. Always check if you entered all the skills and proficiencies that you possess. Double-check for grammar mistakes. Triple-check all the dates of your previous job experiences and educational information. Remember – no lies on your resume because recruiters may check information online, or even worse, you’ll embarrass yourself after getting a job and get yourself fired, we don’t want that.
Step five – wrap it up
These resume builders provide you the convenience of doing several days-work for you; so, check the final product and proceed to checkout. You should pick your preferred format, I would strongly advise you to go with MS Word as it passes the applicant tracking software without any issues, and pay for the final product. Quite easy, isn’t it?
Resume builders are great tools that save us a lot of nerve and time. As you can see from my guide, using this tool is quite easy and requires only several steps. Find a review website and your preferred resume builder website. Choose a template that suits you, enter information, and proceed to checkout. How easier could this be?
Asian Investors and the UK Business Visa
The UK has been an attractive market for Asian investors for many years. Property and businesses remain the most popular investments, with billions of pounds invested by the Asian market.
So, why is the UK a popular choice for Asian investors and what visa requirements do they need to be aware of?
Why the UK is a popular investment with Asian markets
Asian markets have only recently started to bump up their investment into the UK. Statistics show that from January to August in 2019, Chinese investors brought $8.3 billion into the UK. When you compare that to $6.1 billion investment brought in for the entire year in 2018, you get an idea of how quickly the market is growing.
One of the reasons investments are booming right now is because of Brexit. The weakening of the Great British Pound has been seen as attractive to Asian investors.
The property market here also attracts Korean and Singaporean investors. In 2018, £10 billion was spent on the UK property market by Asian investors.
There are a lot of benefits for Asian investors in the UK market, but there are also a lot of challenges. Visas remain the most challenging part of investing in the country.
Understanding visa requirements
In order to invest in the UK, a Tier 1 investor visa will be required. In order to be eligible for this visa, investors need to have at least £2 million to put into the economy. They also need to have a regulated UK bank account.
Those who already hold a Tier 4 general visa can apply for the Tier 1 investor visa. However, if your living costs and course fees were paid by the government or an international scholarship agency, you will need an unconditional agreement in writing from the financial sponsor.
Visa applications can be complex so it’s a good idea to seek advice from the professionals. You’ll find immigration lawyers can take you through the process, ensuring you have everything you need to get accepted.
What challenges do they face?
Although the weakening of the pound has encouraged more Asian investments in the UK, there are some challenges investors face.
The current interest rates for example, make it difficult to see much of a return. With the current economic crisis, interest rates remain low, making it a little harder for investors to make good profits. It could take a long time for the economy to recover, particularly if there is a second Covid-19 wave. So, there is an extra level of risk to investing in the UK right now.
At the moment, nobody knows what is going to happen in regard to Brexit. If we leave the EU with no deal, it could also hit investors hard. So, it would be wise for investors to wait and see what happens later in the year before they decide whether or not to invest.
Overall, the UK has long been an attractive option for Asian investors. However, due to the current economic climate, there are challenges that need to be addressed for those who are looking to invest in the country.
HP’S Boom on the Stock Market
The stock market is prone to changes. It takes a skillful and easy to adapt broker to stay prone to all changes in the stock market. While active traders are having stocking plans in mind for a longer period of time, daily traders are thinking only about the current market situation from day to day. Generally speaking, the marketplace had its ups and downs while some companies have remained their stability in the stock exchange.
No matter whether you’re a beginner or professional in trading stocks, there are platforms suitable for every level of expertise. However, some platforms are more suitable for a specific category of traders. In other words, it’s customizable to the level of expertise of the trader and performs specific actions the trader needs in everyday trading actions. Today, there are many different ways how to invest money. Currently, the most popular are the bond investments, thanks to their low volatility and relative safeness compared to stocks.
There are many ways how to trade bonds online and you need to learn bonds trading apps. Before deciding on investing in bonds, it’s a wise idea to consult with a broker from whom you’re going to buy the bonds. What follows is what happened with Hewlett Packard and its stock share on the market. Contrary to popular belief, the company’s stock shares didn’t decline when compared to last year’s, and they even show a tendency to grow.
HP and the Stock Market
Some time ago, everyone predicted a decline in earnings according to the lower revenues of Hewlett Packard. According to the consensus outlook, the company’s earnings were about to decline throughout the year. However, the estimates and the actual situations differ to a high degree. Since early Wednesday, HP’s shares on the stock market has surpassed the expectations. Hewlett Packard’s annual revenue is worth $6.8 million, which is 5.5% down from last year. However, it went up by 13% sequentially, which is ahead of the analyst consensus.
Cash Flow and Forecasting
According to the company’s claim, the cash flow from operations was $1.5 billion. Compared to last year’s statistics, the cash flow is up 23% when the cash flow was $924. The company declined to provide guidance last year, but now the company is back to forecasting. Taking into consideration the whole fiscal year, the earnings have grown from 32 to 36 cents a share, which is $1.2 of the Street.
The CEO of Hewlett Packard, Antonio Neri, the growth in results is “marked by strong execution and sequential growth… navigating through the pandemic and the planning for a post-COVID world have increased customers’ needs for as-a-service offerings, secure connectivity, remote work capabilities, and analytics to unlock insights from data that are aligned to our strategy. Now it makes sense the recent growth of stockings share of the company.
Hewlett Packard’s SEO about the Current Stock Situation
We see a tremendous opportunity to help our customers drive digital transformations as they continue to adapt to operate in a new world.” In another interview, the SEO of the company was able to reduce the backlog for around $500 million in a quarter. It’s expected that it will normalize by the end of the quarter. According to his statement, it is the result of the latest hardware that has been built but not installed yet. It has restricted the company to work on-site for extended periods. While the compute segment was flat, the critical system revenue went up for 3%. The advisory and professional services also went down by 9%. Hewlett Packard shares in the premarket trading were about 7 to 9%.
Prevent bankruptcy with a PI agency
Filing for bankruptcy should be a transparent process. The person filing for bankruptcy should give an honest declaration of their incomes, expenses, and assets in exchange for having their debts discharged.
Unfortunately, this doesn’t always happen.
A notable fraudulent activity committed by many debtors during the filling of their bankruptcy is the concealing of assets.
Concealing of assets refers to a situation where a debtor tries to hide some of their assets during a bankruptcy process. This is done so that these assets don’t end up being used to pay the debtor’s creditors. Once the bankruptcy period is over, the debtor gets their assets back. Thus, the person gets rid of their debt but still retains their assets.
Ways in which a debtor may try to conceal their assets during a bankruptcy filing process include:
· Transferring the assets to friends or family members
· Tying up assets in businesses or hidden companies
· Channeling assets to offshore accounts
· Some debtors pay more money to their creditors
· Buying of property or other expensive luxury items
· Creating fake mortgages, so the property looks like it has no value
· Buy assets such as bonds, insurance policies, annuities, or stocks
If you’re a creditor and you suspect that your debtor may be trying to conceal their assets, you can seek the help of a Melbourne private investigators agency to help prevent bankruptcy.
What Can a Private Investigators Agency Do to Prevent Bankruptcy?
The court expects a debtor filing for bankruptcy to be honest about their debts and the value of their assets. During the case, the court will employ an asset discovery process through which it will gather information on the debtor’s assets.
In addition to the information provided in court, creditors can also hire the services of a private investigator (PI) to locate hidden assets.
A private investigator will:
· Conduct a thorough investigation to locate hidden assets
· Prepare a report that they’ll present in court as evidence
· Give a testimony in court regarding the hidden assets
Why Should You Hire the Services of a PI Agency?
If you’re a creditor and you suspect foul play by your debtor during the filing of their bankruptcy case, you should consider seeking the services of a PI agency.
Such an agency will have access to databases and public records that can help them trace hidden assets. They also have the experience and the tools to conduct such an investigation, something you or your lawyer may not have.
A qualified PI will sift through the debtor’s tax reports, online records, payroll slips, bank records, reports from family and friends, debts, property filings, addresses, references, and other data to locate processes and locations that may be proof of hidden assets. The right private investigator will also know bankruptcy laws and what it takes to satisfy a court that the debtor has hidden assets.
The agency may also have PIs with military and law enforcement background making them the right people for the job.
What Happens If the Debtor is found To Have Concealed Property
If after the private investigator’s report and testimony the court is convinced that the debtor tried to conceal assets, lie about their income, or defraud the court, they may face the below consequences:
· The court will deny them a bankruptcy discharge which means they will still be obligated to pay you and other creditors
· The court will revoke an already granted discharge
· The debtor cannot discharge the debts in that case in any other subsequent bankruptcies
· The debtor may face criminal charges where the penalty may be a $250,000 fine or imprisonment of up to twenty years
If you suspect that a debtor who owes you money may be trying to defraud the bankruptcy process by concealing assets, you need to hire a Melbourne private investigators agency. A PI from the agency will review the case and reveal the truth. If they gather enough evidence to convince the court of the fraud, you might get your debt paid by the debtor.
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