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How to keep your car looking brand new

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Every car owner knows how to wash and wax their cars every now and then to give it a shiny finish, and even an occasional vacuuming for clean freaks who want their car to be spick and span. However, it’s one thing to keep your car clean, and another to ensure that it looks brand new. There are plenty more steps you can take to ensure that your car maintains at tip-top condition, regardless of whether you are planning to sell it in the near future or you basically just prefer having a brand new looking car for your family and occasional colleague passengers. We have come up with a few things that you can do to keep your car looking sleek and sharp as ever, here’s how:

1.       Prevention is the best cure

Before your car starts to dwindle in its appearance, you need to keep it maintained from the first day. With so many car cleaning products in the market, there is no excuse for you to leave your car in the dirt for days. A pro tip to ensuring that your car is at its best condition at all times is to do a quick cleaning after parking your car each day. Spray on a little waterless wash product and clean your car real quick. It only takes you about a couple of minutes a day and the effects are absolutely long-lasting and effective. Another way to upkeep the appearance of your car is by constantly checking on the various parts and making sure that they are well maintained. For instance, one part that is often neglected is the wheel bearing hub which will affect the overall look of your car. If you notice that your wheel bearing hubs are starting to lose their shine, fret not for there are plenty of low price wheel bearing hub assembly options out there; along with other car part assembly choices as well!

2.       Maintain the interior

While most are concerned with the outer appearance of the vehicle, its interior is important too! Especially for convertibles with a detached roof that allows a lot of dirt and grime to get into the car, every car has to be well maintained on the inside as well; to avoid your leather peeling and being worn out. With just a few sprays from an interior spray detailer, you can keep the inner linings of your seats looking brand new. A tip is to pay more attention to leather and vinyl seating surfaces as they are more delicate and more prone to scarrings and filth. Abrasive particles can easily get onto these surfaces and damage your linings if you do not pay attention to it. Do frequent wipe downs of your seats before the dust collection gets too stubborn and damages your cabin.

3.       Using a towel

While it may be second nature to spray cleaning products onto the hood or seat of your car, you should always spray it on a towel or applicator to make the work more effective. The towel soaks in the product, preventing the overuse of such products which can damage your car in the long run. Furthermore, spraying on a particular surface may cause some extra disinfectant products to get on other materials and damage the surface as well. So the bottom line is to stay smart and always use a towel.

4.       Do not always handwash

Contrary to popular belief, handwashing your car does not always result in less damage compared to sending your car to a proper car washing service. Though car owners may worry that industrial car washers will cause scratches on the car, there is a higher chance of that happening if you handwash your own car with low-grade equipment. Old sponges and towels that have collected a great deal of grime may damage your car’s surface as well. Hence, it is recommended to either purchase a microfiber wash mitt and proper car soap for your precious vehicle, or send it to the professionals to get the job done for you.

5.       Polishing alone is not enough

While some may tell you that frequently polishing your car will help to maintain the shine of your vehicle, preparing the coat of paint of your car is equally as essential. Think about it this way: a wall with dents, holes, and chipped off paint will not be made brand new with even the highest quality of paint — it requires fixing the wall first before you apply anything onto it. The same applies to your car — it is best to get rid of all the dirt and contaminants on your car’s surface first before you start polishing it in order to really get that bright and radiant shine. So make sure that your car is well cleansed before you go ahead and polish your vehicle up.

6.       Opt to use a clay bar

Instead of using a traditional towel or sponge, car owners should jump straight to the holy grail of cleaning cars — a clay bar. Clay bars are highly effective in its speed and efficiency when it comes to getting rid of accumulated dirt and grime off the surface of your car, allowing polish and paint to adhere to your car properly. Clay bars work wonders, and far more so than your traditional towel and sponge. Though it has been around for decades, car owners are still unaware of this powerful tool that can do some real magic to your car.

7.       Wax or polish

As you walk down the aisle of your nearby auto-parts stores, you may be tempted to purchase both wax and polish to bring back that radiant glow of your car. However, you do not need both — so just pick one. This could save you a lot of extra time and money since they are designed to do the exact same thing.

8.       Do not use too much product

When you are applying the final layer of product onto your car, remember that using too much product will not give the additional protection or disinfectant properties as compared to the amount you should use as recommended on the product itself. Using more product will not only force you to waste more time and effort, but it will also make you spend more money to consistently replenish your products. Putting on too thick a layer will make it harder for your car to dry off, and possibly leave behind unpleasant marks if it does not dry off properly.

Conclusion

These are some methods that you can employ to keep your vehicle looking as sharp as possible. However, a tip is to consistently clean your car, as one good and thorough cleaning after three years of no washing at all will not help your car much in its appearance. Making a point to wash your car and giving it a thorough rub down will help make the world of a difference. A little really does go a long way!

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Finance

Asian Investors and the UK Business Visa

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The UK has been an attractive market for Asian investors for many years. Property and businesses remain the most popular investments, with billions of pounds invested by the Asian market.

So, why is the UK a popular choice for Asian investors and what visa requirements do they need to be aware of?

Why the UK is a popular investment with Asian markets

Asian markets have only recently started to bump up their investment into the UK. Statistics show that from January to August in 2019, Chinese investors brought $8.3 billion into the UK. When you compare that to $6.1 billion investment brought in for the entire year in 2018, you get an idea of how quickly the market is growing.

One of the reasons investments are booming right now is because of Brexit. The weakening of the Great British Pound has been seen as attractive to Asian investors.

The property market here also attracts Korean and Singaporean investors. In 2018, £10 billion was spent on the UK property market by Asian investors.

There are a lot of benefits for Asian investors in the UK market, but there are also a lot of challenges. Visas remain the most challenging part of investing in the country.

Understanding visa requirements

In order to invest in the UK, a Tier 1 investor visa will be required. In order to be eligible for this visa, investors need to have at least £2 million to put into the economy. They also need to have a regulated UK bank account.

Those who already hold a Tier 4 general visa can apply for the Tier 1 investor visa. However, if your living costs and course fees were paid by the government or an international scholarship agency, you will need an unconditional agreement in writing from the financial sponsor.

Visa applications can be complex so it’s a good idea to seek advice from the professionals. You’ll find immigration lawyers can take you through the process, ensuring you have everything you need to get accepted. 

What challenges do they face?

Although the weakening of the pound has encouraged more Asian investments in the UK, there are some challenges investors face.

The current interest rates for example, make it difficult to see much of a return. With the current economic crisis, interest rates remain low, making it a little harder for investors to make good profits. It could take a long time for the economy to recover, particularly if there is a second Covid-19 wave. So, there is an extra level of risk to investing in the UK right now.

At the moment, nobody knows what is going to happen in regard to Brexit. If we leave the EU with no deal, it could also hit investors hard. So, it would be wise for investors to wait and see what happens later in the year before they decide whether or not to invest.

Overall, the UK has long been an attractive option for Asian investors. However, due to the current economic climate, there are challenges that need to be addressed for those who are looking to invest in the country.

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HP’S Boom on the Stock Market

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The stock market is prone to changes. It takes a skillful and easy to adapt broker to stay prone to all changes in the stock market. While active traders are having stocking plans in mind for a longer period of time, daily traders are thinking only about the current market situation from day to day. Generally speaking, the marketplace had its ups and downs while some companies have remained their stability in the stock exchange.

Investment Platforms

No matter whether you’re a beginner or professional in trading stocks, there are platforms suitable for every level of expertise. However, some platforms are more suitable for a specific category of traders. In other words, it’s customizable to the level of expertise of the trader and performs specific actions the trader needs in everyday trading actions. Today, there are many different ways how to invest money. Currently, the most popular are the bond investments, thanks to their low volatility and relative safeness compared to stocks.

There are many ways how to trade bonds online and you need to learn bonds trading apps. Before deciding on investing in bonds, it’s a wise idea to consult with a broker from whom you’re going to buy the bonds. What follows is what happened with Hewlett Packard and its stock share on the market. Contrary to popular belief, the company’s stock shares didn’t decline when compared to last year’s, and they even show a tendency to grow.

HP and the Stock Market

Some time ago, everyone predicted a decline in earnings according to the lower revenues of Hewlett Packard. According to the consensus outlook, the company’s earnings were about to decline throughout the year. However, the estimates and the actual situations differ to a high degree. Since early Wednesday, HP’s shares on the stock market has surpassed the expectations. Hewlett Packard’s annual revenue is worth $6.8 million, which is 5.5% down from last year. However, it went up by 13% sequentially, which is ahead of the analyst consensus.

Cash Flow and Forecasting

According to the company’s claim, the cash flow from operations was $1.5 billion. Compared to last year’s statistics, the cash flow is up 23% when the cash flow was $924. The company declined to provide guidance last year, but now the company is back to forecasting. Taking into consideration the whole fiscal year, the earnings have grown from 32 to 36 cents a share, which is $1.2 of the Street.

The CEO of Hewlett Packard, Antonio Neri, the growth in results is “marked by strong execution and sequential growth… navigating through the pandemic and the planning for a post-COVID world have increased customers’ needs for as-a-service offerings, secure connectivity, remote work capabilities, and analytics to unlock insights from data that are aligned to our strategy. Now it makes sense the recent growth of stockings share of the company.

Hewlett Packard’s SEO about the Current Stock Situation

We see a tremendous opportunity to help our customers drive digital transformations as they continue to adapt to operate in a new world.”  In another interview, the SEO of the company was able to reduce the backlog for around $500 million in a quarter. It’s expected that it will normalize by the end of the quarter. According to his statement, it is the result of the latest hardware that has been built but not installed yet. It has restricted the company to work on-site for extended periods. While the compute segment was flat, the critical system revenue went up for 3%. The advisory and professional services also went down by 9%. Hewlett Packard shares in the premarket trading were about 7 to 9%.

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Prevent bankruptcy with a PI agency

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Filing for bankruptcy should be a transparent process. The person filing for bankruptcy should give an honest declaration of their incomes, expenses, and assets in exchange for having their debts discharged.

Unfortunately, this doesn’t always happen.

A notable fraudulent activity committed by many debtors during the filling of their bankruptcy is the concealing of assets.

Concealing of assets refers to a situation where a debtor tries to hide some of their assets during a bankruptcy process. This is done so that these assets don’t end up being used to pay the debtor’s creditors. Once the bankruptcy period is over, the debtor gets their assets back. Thus, the person gets rid of their debt but still retains their assets.

Ways in which a debtor may try to conceal their assets during a bankruptcy filing process include:

·         Transferring the assets to friends or family members

·         Tying up assets in businesses or hidden companies

·         Channeling assets to offshore accounts

·         Some debtors pay more money to their creditors

·         Buying of property or other expensive luxury items

·         Creating fake mortgages, so the property looks like it has no value

·         Buy assets such as bonds, insurance policies, annuities, or stocks

If you’re a creditor and you suspect that your debtor may be trying to conceal their assets, you can seek the help of a Melbourne private investigators agency to help prevent bankruptcy.

What Can a Private Investigators Agency Do to Prevent Bankruptcy?

The court expects a debtor filing for bankruptcy to be honest about their debts and the value of their assets. During the case, the court will employ an asset discovery process through which it will gather information on the debtor’s assets.

In addition to the information provided in court, creditors can also hire the services of a private investigator (PI) to locate hidden assets.

A private investigator will:

·         Conduct a thorough investigation to locate hidden assets

·         Prepare a report that they’ll present in court as evidence

·         Give a testimony in court regarding the hidden assets

Why Should You Hire the Services of a PI Agency?

If you’re a creditor and you suspect foul play by your debtor during the filing of their bankruptcy case, you should consider seeking the services of a PI agency.

Such an agency will have access to databases and public records that can help them trace hidden assets. They also have the experience and the tools to conduct such an investigation, something you or your lawyer may not have.

A qualified PI will sift through the debtor’s tax reports, online records, payroll slips, bank records, reports from family and friends, debts, property filings, addresses, references, and other data to locate processes and locations that may be proof of hidden assets.  The right private investigator will also know bankruptcy laws and what it takes to satisfy a court that the debtor has hidden assets.

The agency may also have PIs with military and law enforcement background making them the right people for the job.

What Happens If the Debtor is found To Have Concealed Property

If after the private investigator’s report and testimony the court is convinced that the debtor tried to conceal assets, lie about their income, or defraud the court, they may face the below consequences:

·         The court will deny them a bankruptcy discharge which means they will still be obligated to pay you and other creditors

·         The court will revoke an already granted discharge

·         The debtor cannot discharge the debts in that case in any other subsequent bankruptcies

·         The debtor may face criminal charges where the penalty may be a $250,000 fine or imprisonment of up to twenty years

If you suspect that a debtor who owes you money may be trying to defraud the bankruptcy process by concealing assets, you need to hire a Melbourne private investigators agency. A PI from the agency will review the case and reveal the truth.  If they gather enough evidence to convince the court of the fraud, you might get your debt paid by the debtor.

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