Poverty should be our history, not present

17th October presents an opportunity to not only acknowledge the struggle of our fellow humans suffering from poverty but also gives us a chance to examine what we in our capacity have done and plan to help them in their struggles. Martin Luther King once said “Our lives begin to end the day we become silent about things that matter”. Going by that, there should come a time in every person’s life when they break the shackles of silence and talk about things which matter on a larger scale. When UN General Assembly adopted the Vision 2030 agenda with 17 SDGs, the first goal out of the these 17 was to eradicate poverty. I have had the distinct opportunity of leading Pakistan’s only countrywide rural development programme i.e. National Rural Support Programme (NRSP) for more than two decades. NRSP (combined with NRSP Bank) is the largest microfinance provider in the country focusing on rural areas. A key principle in our strategy for combating poverty is to harness people’s potential, enabling them to participate in local development activities.

One of the worst manifestations of poverty is exclusion from participation in decision making process whether at local or national level. Having said that, it is important that we realize that no one intervention is sufficient against poverty. If the challenges are multi-dimensional, the response needs to be the same. From my personal experience, I can state with some certainty that for an effective strategy on poverty eradication, a people-centered approach is the key. A policy that combines infrastructure development and livelihood strategies, with the assurance that the target community is capacitated enough to participate and make their own decisions whether political, economic or about their social life.

NRSP social mobilisation model follows an established three tiered people centric mobilization strategy to organize local communities into sustainable community institutions (CIs). The lowest tier is called community organization (CO). With an 80% representation of local households, a CO is federated into a village level organization called Village Organization (VO). Members from both CO and VO after going through capacity building trainings are federated into Local Support Organization (LSO). Village Development Plan (VDP) and Union Council Development Plan (UCDP) are two important outcomes from these CIs. Because this model ensures participation from the grassroot level, one can be sure that needs and problem identification follows a bottom to top order. Currently NRSP has formed 209,860 COs, 7,574 VOs and 820 LSOs with a total of 3,351,687 community members. 56% of these members are women.

At every CI level, members are requested, trained and facilitated to identify what are the opportunities in their lives which would help them to come out of extreme poverty. Every household makes a Micro Investment Plan (MIP) for their own house. What makes this model unique; are the four qualities that become the guiding principle of these CIs, inclusion, transparency, accountability and good governance. For any CI, to be eligible for development support, it has to meet a stringent criteria. Adherence to these principles makes these CIs sustainable, brings a sense of ownership and empowers them to address their issues themselves.

Based on the plans proposed by these CIs, the activities could be categorized in two different categories, Individual/household activities (Income generating grants, asset transfer for the destitute Access to loans capital e.g. CIF, micro credit, savings, Skills enhancement trainings leading to employment generation) and Community/Village level activities (Access to technical and financial services to accomplish the identified plans, Support for project design, resource mobilization and development of linkages with local government and other development organizations). Individual activities lead to ‘private goods’ which once sold to the consumer bring financial capital to the seller. Community/Village level activities lead to ‘public goods’ thus enhancing the functioning of the particular community. Reports on poverty in Pakistan show that as much as 40% of the population, almost half of us suffer from some form of poverty. Poverty in urban areas stands around 10% as compared to 54 % in rural areas. FATA with 73% and Balochistan with 71% poverty rate are the most affected provinces due to poverty. In 2016, Pakistan was declared of having the lowest Human Development Index (HDI) in South Asia. We have a bulging youth population and continuously increasing unemployment rate. These statistics and facts paint a grim picture.

Humans are always willing to improve their lives irrespective of their ethnicity, education, social, education or religious backgrounds.This assertion has to be the key ingredient in the policy making process for poverty eradication. NRSP is currently implementing two large scale five year projects based on the same philosophy in Sindh and Balochistan. Sindh Union Council and Community Economic Strengthening Support Programme (SUCCESS) and Balochistan Rural Development and Community Empowerment (BRACE) with support from European Union (EU) and Local Governments. Especially SUCCESS in Sindh is focused on inclusion of women in the development process and all community institutions formed are women only. Women are leading the change in rural Sindh. BRACE in Balochistan also ensures that 50% of the total beneficiaries and participants of the programme are women.

These are interesting times for Pakistan. The world is changing and so is Pakistan. ICT for development in shape of digital innovation offers a new intervention for poverty alleviation. Improved access of services and products, sharing of information and ideas can open new avenues of positive change (E-Kissan is an example). Whether its health, education, agriculture or capacity building, ICT offers many tools to its users. In terms of accessibility and training, established Rural Support Programmes (RSPs) can play a lending hand. Public-private partnership can act as a catalyst in this digital transformation process. As large as the menace of poverty is in Pakistan, our response needs to be equally larger. A joint platform of all involved stakeholders can be the first step towards policy reforms that safeguard these marginalized communities against threats arising from poverty. We are not short of resources or manpower needed to do the work, what is needed is the will and effort to point us in the right policy direction.

Dr. Rashid Bajwa
Dr. Rashid Bajwa
Dr. Rashid Bajwa is the CEO at NRSP, with involvement of more than two decades with rural communities in Pakistan. He can be reached at rbajwa[at]nrsp.org.pk